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StraightEdge Insurance Agency

503 Woodland Park
Georgetown, TX 78633

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Renters Insurance in Texas

If you were a homeowner, it is unlikely that you would give a second thought to purchasing a homeowner's insurance policy to protect your possessions in your home. As a renter, you should not give a second thought to buying a renters insurance policy to protect your belongings in your rental. Also, a renter’s insurance policy has additional coverage benefits that will assist in the event you are displaced out of your rental due to a covered loss. Renters insurance is an affordable coverage, so if you do not currently have renters insurance, reach out to an agent at StraightEdge Insurance Agency in Georgetown, TX to discuss your options today.

Reasons to Acquire Renter’s Insurance

One of the main reasons people purchase a rental policy is that it is likely required by your landlord. If you are not sure what the limit requirement is, you should speak with your landlord or refer to a copy of your lease to confirm. Your landlord will most likely require a certificate of insurance which your insurance agent can provide.

Many renters assume that their landlord's insurance policy will cover them in the event of a loss; however, this is typically not the case. A renter’s insurance policy will pay for your clothes, furniture, and other belongings if they are damaged by a fire or stolen.

Another important coverage provided by a renter’s insurance policy is liability coverage. Renters insurance may help cover medical bills if someone is injured in your apartment. It may also provide coverage if someone sues you as a result of being injured.

If there is an event that prevents you from staying in your rental, a policy may assist with the cost of your hotels and even meals.

If you are a renter in Georgetown, TX, please feel free to reach out to one of our insurance experts at StraightEdge Insurance Agency. We have proudly served the state of Texas for many years and are a reliable source for all your insurance needs.


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