The damage a flood can do to your Georgetown, TX home can be catastrophic. When a widespread area is affected by a natural disaster like a hurricane, it might be up to you to get your life back on track. The folks at StraightEdge Insurance Agency have this quick checklist to help you to decide what must be tackled first once the storm has passed.
File a Claim with both Your Flood Insurance and Your Home Insurance
When water has entered your home from a flood, there will be damage that is covered by your flood policy and other damage that may be picked up by your home insurance. The sooner you talk to an agent, the faster you can receive a check to help pay for the cleanup and repairs.
Find a Safe Place to Stay
Flood waters bring mildew, mold, and bacteria into your house. Protect the health of your family and head out to a friend’s home or rent a hotel room while the damage is removed.
Rent a Dumpster and Start Throwing Out the Damage
Once the water recedes from your home, the battle is on to prevent mold and disease from taking over the house. Any carpeting, upholstered furniture, and drywall that was submerged should be thrown out. Wood flooring and trim may also need to be tossed. Clothing and toys may be able to be cleaned using hot water and bleach.
Have Your HVAC and Appliances Inspected before Turning them On
Water can corrode the wires and seals on electronics, stoves, fridges, and air conditioning systems. Mold could grow in ducting if it were flooded. They might need to go to the dumpster, too.
Remember, in dire times, your Georgetown, TX agents at StraightEdge Insurance Agency are here to help you navigate the stormy waters of recovery after catastrophic damage to your home. Give us a call today and ask about how flood insurance can better protect you.