What Is Umbrella Insurance?

Liability insurance is important, but many people don’t have enough of it. If you have a small amount to keep yourself legal, chances are that the cost of medical bills won’t be met by your insurance if an accident should happen. If you need more liability coverage, call us at StraightEdge Insurance Agency in Georgetown, TX to find out more. 

Umbrella Insurance Coverage 

When you have both home and auto insurance, each of these comes with its own level of liability insurance. If someone should become injured in your home or because of your vehicle, your liability insurance is what pays those bills. But, what happens when your policy has paid out all it’s going to and there are still bills to be paid? That’s where umbrella insurance enters the picture.

When your liability insurance on either your home or auto reaches its maximum payout, your umbrella insurance policy kicks in. An umbrella insurance policy is used to supplement the liability insurance that you have through both home and auto insurance. This allows even serious accidents to be paid for without you having to pay out of pocket to satisfy the medical bills. 

Liability Insurance

It’s always a good idea to have plenty of liability insurance, and getting an umbrella policy can certainly help. Liability can save your financial future, but it can also give you more peace of mind. Umbrella coverage keeps you protected from a wide range of things that can occur in your home or car, allowing you not to worry so much about accidents. 

Get Your Umbrella Insurance Policy

If you are interested in getting more liability insurance with an umbrella policy, contact us at StraightEdge Insurance Agency in Georgetown, TX to talk to an insurance agent.