Importance of Flood Insurance for Texas Homeowners

Hurricanes, tropical storms, and floods are common in the Lone Star State, putting Texas homeowners at risk of flood damage. If your Georgetown, TX home is hit by a flood, you could lose all that you own. Flood insurance from StraightEdge Insurance Agency is specifically designed to protect your home and belongings against flooding. If you’re still on the fence about flood coverage, these flood facts can help you determine if flood insurance is right for you.

Flood Damage Isn’t Covered by Texas Homeowners Insurance

Homeowners insurance covers many types of disasters from tornados and wildfire to severe storms and lightning strikes. It doesn’t, however, cover flood damage. Without flood insurance, your home is virtually unprotected against the extensive damage that flooding can cause.

Flood Damage Can Be Disastrous

It doesn’t take much water to cause extensive damage to a home. Even several inches of water can ruin your foundation, walls, and floors, not to mention destroy your personal goods. Imagine the damage that a major flood can cause. Flood insurance helps you recuperate your losses from flood damage so you can move on.    

Floods Aren’t Limited to Flood Zones

Like most disasters, floods are unpredictable. They can happen anywhere. You may be more susceptible to flooding in a flood zone, but there’s no guarantee you won’t be the victim of flooding if you live in a non-risk area. In fact, approximately a quarter of flood claims made come from people who live outside a flood zone. That’s why it’s important to consider flood coverage for your Georgetown, TX home. You’ll also be glad to hear that flood insurance is quite affordable for people who live in non-flood zones.

Flood coverage can be instrumental in helping you recover from a flood disaster. To learn more about flood coverage and costs, contact StraightEdge Insurance Agency.