How to Choose the Right Auto Insurance

As you select your automotive insurance, it’s easy to feel overwhelmed. There are numerous decisions to be made, and it can be difficult to know that the correct answers are on your own. Georgetown, TX residents can feel more at ease when they consult with StraightEdge Insurance Agency to gain answers to the following questions: 

How Much Coverage Do You Need?
The specific amount of coverage that you’ll need will depend on numerous factors. You’ll need to consider your vehicles’ cost and age, as well as how much it will cost to replace it. In addition, you’ll need to be sure that you’re carrying enough insurance to cover your liabilities in case you’re involved in an accident. You may also want to cover insurance to protect you against underinsured or uninsured motorists. 

Set Your Deductible
You’ll also want to think about what type of deductible you’d like to have on your auto insurance policy. A high deductible may mean that you pay a lower monthly payment. On the other hand, you’ll have to pay a higher amount of money out of pocket if you’re involved in an accident. Paying higher monthly insurance premiums may make it easier to afford the bill if an accident does occur. 

What Discounts Are Offered?
It’s also important to consider what discounts are offered by your auto insurance company. Some companies offer discounts for safe driving, low mileage, good grades, and numerous other factors. Be sure to check into what may be available to you. 

As you’re shopping for auto insurance, ask your Georgetown, TX agent what options are available to you so that you get the best possible coverage. Contact us at StraightEdge Insurance Company today, and we’ll help you design an automotive insurance policy that’s perfect for your needs.