What Is a Flood Insurance Rider?

When you first purchase home insurance, it’s easy to assume what’s covered under your policy. After all, few people are going to read through the countless terms and conditions presented to them. As understandable as this is though, the risks of assuming far outweigh the inconvenience of doing your homework. StraightEdge Insurance Agency wants you to know more about how flood insurance works, and how it can be tacked onto your home insurance policy. 

Flood Insurance Riders 

Your home insurance policy covers your property in Georgetown, TX against any number of events. From major storms to fire, you’ll receive the means to make the repairs and cover the replacements. But floods typically aren’t included in home insurance policies unless you get a special rider. Flooding can happen in nearly any part of the country, and it’s all too common for homeowners to find out they’re not covered after the event has occurred.

Water Damage and Your Home

Water damage is difficult to remove, making it more expensive and time-consuming to restore your property to its previous condition. If the water seeps into the walls or floor, it can lead to mildew or even deadly mold. If homeowners don’t catch it immediately, it can quickly colonize and become a major problem. A flood insurance rider gives homeowners a way out of a sticky situation, so they can preserve the value of their homes. 

Questions Answered 

If you’re interested in what a flood insurance rider can do for you, give StraightEdge Insurance Agency a call today. We serve the homeowners of Austin and Georgetown, TX, so they can feel safe no matter what the weather may bring. From your prized garden to your newly remodeled kitchen, contact us about how to make your home insurance a little more comprehensive.