Why You Need Umbrella Insurance in Texas

One of the most essential parts of overall financial health is having proper insurance in place. For those that are in the Georgetown, TX area, one crucial part of this to consider is your liability insurance needs. While you may have coverage from your base home and auto insurance policies, it may not be enough in all situations. There are several reasons why getting an umbrella insurance policy should be considered a necessity. 

Gives Additional Liability Coverage

Most likely, you have some level of liability protection through your auto and home or renters insurance policy. While this can provide coverage in many different situations, the amount of coverage that you will get is often not enough to cover some more significant accidents. If you are found liable for an unfortunate accident in the Georgetown, TX area, your umbrella policy will be a necessity to give you enough coverage as it will go into effect after the claims exceed your base policies.

Covers Other Situations

While a home or renters insurance policy can include many different situations, it is not entirely inclusive of all situations that could cause liability. If you are at risk of liability for other situations that are not covered by your base policies, additional coverage is a necessity. An umbrella policy curtailed for you will give you this coverage. 

If you believe that umbrella insurance is right for you, or if you would like to learn more about this insurance option, you should contact the StraightEdge Insurance Agency in Georgetown, TX. When you speak with the insurance team at StraightEdge Insurance Agency, you will learn more about the benefits of umbrella insurance and how it could protect you. They will then get you into a policy that provides the right type and level of liability insurance coverage.