If someone is going to be driving your car regularly, such as if you let your teenager drive it, if you share the car with a friend, or if both you and your wife drive it regularly, then you will want to make sure that you are both covered on your insurance policy. When you call StraightEdge Insurance Agency, you’ll find that it’s not difficult at all to get another driver added to your policy so that you and the other driver can safely navigate the streets of Austin, TX.
To answer a few fundamental questions: Yes, this will cause your rates to go up. However, it’s generally going to be cheaper than buying a whole new policy on a whole new car. Yes, their record will affect the rates. A safe driver is a safe driver, and a dangerous driver is a dangerous driver, whether or not they’re the primary driver of the vehicle. And yes, you can add non-family members to your policy. It’s not really any more difficult than calling StraightEdge Insurance Agency to have a family member added to the policy.
Finally, you may be wondering if it’s worth the effort and cost to have another driver added to your policy, and that comes down to how regularly you’re lending your car out. If you let your cousin drive the car maybe twice a year, then having them covered on your policy might not be necessary, as they will be covered under "permissive use." If everyone in your Austin, TX home drives the car on a semi-regular basis, then having the whole family added to the policy is not a bad idea.
Contact our offices to speak with an agent and have your questions answered. We can work with you to get you the policy you need.