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StraightEdge Insurance Agency

503 Woodland Park
Georgetown, TX 78633

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Texas flood insurance coverage

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Flood Insurance in Texas

As recent years have shown the residents of Texas, flooding is becoming more of an ordinary event and less of an event that occurs every few years. Many people assume if they do not live close to a body of water that flood insurance is not necessary. However, often damage from floods do not come from rising waters but can be caused by heavy rain.

Also, people assume their homeowner's policy will cover floods, and that is just not the case. Whether you live in a flood zone or not, you should discuss with your insurance agent if flood insurance is right for you.

Flood Insurance with StraightEdge Insurance Agency

An insurance expert at StraightEdge Insurance Agency will first check to determine if your community participates in the National Flood Insurance program. Although the NFIP is a government program, all of the policies can be purchased through an independent agent. There is a 30 day waiting period for coverage to take effect, so do not wait to reach out to an agent to discuss flood insurance options immediately.

When purchasing a flood policy, you want to make sure you have coverage for both the building and your personal property. Flood policies will cover the building structure, walls, and foundation; however, not all policies automatically cover personal property. Speak with your agent and make sure your flood policy offers both protections.

Flooding can cause significant damage to both your home, personal property, and your community. StraightEdge Insurance Agency understands how traumatic this can be to a family. In the event of a loss, we will help you navigate the claims process so you can focus on rebuilding from the damage.

If you want to learn more about flood insurance and how it can protect you, please reach out to a trusted expert at StraightEdge Insurance Agency to set up an appointment today. We proudly serve the residents of Georgetown, TX and can answer questions throughout the state. Contact us with your questions and for quotes.

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